“Vermin” in insurance contract did not include squirrel

November 15, 2016

  • 217 Insurance
  • 217XVI Coverage–Property Insurance
  • 217XVI(A) In General
  • 217k2139 Risks or Losses Covered and Exclusions
  • 217k2160 Animals
  • 217k2160(2) Damage Caused by Animals

11-15-16Word “vermin” as used in insurance contract providing that insurer would not be liable for injury caused by vermin did not mean a squirrel, and injury to insured’s property was covered by policy although it was caused by a squirrel.

North British & Mercantile Ins. Co. v. Mercer, 84 S.E.2d 570 (Ga., 1954)