Insured could not recover for damage resulting from cow falling into swimming pool

November 18, 2016

  • 217 Insurance
  • 217XVI Coverage–Property Insurance
  • 217XVI(A) In General
  • 217k2139 Risks or Losses Covered and Exclusions
  • 217k2160 Animals
  • 217k2160(2) Damage Caused by Animals

11-18-16Under homeowner’s policy provision excluding coverage of damage inflicted by “domestic animals,” the term “domestic animal” unambiguously included insured’s cow as a domestic animal, and thus insured could not recover under policy for damage allegedly resulting from cow falling into swimming pool.

Smith v. State Farm Fire & Cas. Co., 381 So.2d 913 (La.App. 3 Cir., 1980)