95 domestic cats were “domestic animals” under insurance policy

November 16, 2016

  • 217 Insurance
  • 217XVI Coverage–Property Insurance
  • 217XVI(A) In General
  • 217k2139 Risks or Losses Covered and Exclusions
  • 217k2160 Animals
  • 217k2160(2) Damage Caused by Animals

11-16-16Under Oregon law, 95 domestic cats kept in insured landlord’s rental house by renter were “domestic animals” within meaning of property insurance policy exclusion for losses “directly and immediately caused by” domestic animals, even if the cats were feral.

Bjugan v. State Farm Fire and Cas. Co., 969 F.Supp.2d 1283 (D.Or., 2013)